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9 Genuine Work From Home Jobs Without Investment

Work from home jobs without investment

Okay, so you’re looking for genuine work-from-home jobs without investment.

It’s understandable, not everyone has the money to invest in equipment.

Don’t fear as I’ve got a list of genuine work-from-home jobs that you can start without spending a penny. 

Most of these jobs are done using existing equipment you already have!

Let’s get started!

Work from home jobs without investment

How Is It Possible To Work From Home Without Investment?

With the age of the internet, it’s never been easier to work from home. You can connect to the world from your laptop or phone. 

Although you won’t need to invest any money into these work-from-home jobs, you will need to invest time and effort.  

9 Genuine Work From Home Jobs Without Investment 

Affiliate Marketing 

Affiliate marketing is one of the best genuine work-from-home “jobs” to make money without investment

This is because all you need is your phone, an internet connection and a good dose of determination.

Affiliate marketing is when you get a commission for selling a product. This is commonly done when somebody uses an affiliate link to purchase a service or product. 

2 common ways to make money with affiliate marketing

Reviewing Products 

Writing or making a video review of a product is a great way to help a customer make an informed decision before purchasing a product. 

The key to a great review is to make it transparent and genuine. 

Give an honest review about the positives and negatives. Then give the takeaways of the product. 

Leave your affiliate link sprinkled within your article or in the description if your review is a video.

Social Media 

Content creators are building large audiences through social media and monetise that audience using affiliate links in their posts, stories and pins.

If you provide quality content that solves problems or is educating, then your audience is likely to trust your recommendations. 

The amount of money depends on your niche. The so-called “Finfluencers” short for finance influencers are among the top earners due to promoting investing platforms and banking products.

work from home jobs without investment

Freelance Copywriting Online 

Copywriting is all about the words that are used to sell a product. 

For instance, on Amazon, you’ll see lots of products for sale. 

Here is an example of great copywriting.

The text describing the product, its benefits and capabilities are all “copy” that is used to help sell the product. 

How to learn Copywriting 

Check out HubSpot Academy to learn the basics of copywriting for free.

How To Find Work Freelance Copywriting 

Ok, first you’re going to need a website portfolio of your work to show potential clients your best writing samples and SEO knowledge. 

The next step is to write a pitch to get the word out that you’re looking for work and what you can offer.

I would suggest setting up a LinkedIn profile so that you can connect with professionals and start sending your pitch.

Tip: Show off your copywriting skills in your posts to give potential clients a taste of what you can offer. 


How about making money from spotting other people’s mistakes? Well, this is what proofreading is.

People pay proofreaders to be the last line of defence before an article gets published.

The great thing is you don’t need any qualifications, degrees or experience to get started. 

Proofreading is one of the many great work from home jobs without investment as all you need is a laptop and an internet connection.

Here are the key things you need to be a Proofreader: 

Good written English

Understanding written English is essential to becoming a good proofreader. 

Written English is different to spoken English. Speaking good English doesn’t necessarily mean you are a natural at understanding written English. 

Being able to understand if an article has good spelling, punctuation and grammar is the most important part of earning money as a proofreader. 

This is in addition to formatting and style, as every piece of writing you read will have a different audience.

Great attention to detail  

You need to be able to go from sentence to sentence, skimming text and being eagle-eyed at spotting mistakes. 

This takes a fair bit of concentration! It will get easier with time though. 

Spelling and grammar app  

Ok, so this is a bit of a cheat card, but it cuts down on time and lets you be more productive. 

Using an app such as Grammarly helps massively with getting most of the spelling and grammar mistakes out of the way. 

Be warned though! Grammarly isn’t always right. In my experience, it does make mistakes. So only use it as an aid when proofreading.

How To Find Work Proofreading 

Platforms such as Fiverr and UpWork are your best options when starting. 

These are the two biggest marketplaces for freelancers. 

The only issue with these 2 platforms is that they don’t pay as well as other websites. If you’re a beginner it’s a great place to start though.

Later, when you have more experience, sites like Edit99 and ProofreadNow are where you want to be looking for work. 

work from home jobs without investment

Online Bookkeeper

A bookkeeper is someone who keeps a business’s finances in order. 

Many successful Bookkeepers work from the comfort of their own home on a freelance basis.

As far as I’m aware you do not need any qualifications to become a bookkeeper. 

Common tasks a bookkeeper completes:

  • Payroll 
  • Invoices 
  • Financial Compliance
  • Financial reports 
  • Tax Filing 

How To Start Work As An Online Bookkeeper 

Ok, as a bookkeeper you need a few tools… don’t worry as you’re more than likely to have them already. 

  • Phone – You’re going to need a phone to contact your clients as sometimes they’ll be away from their computers. 
  • A laptop to do the work, i.e. writing financial reports, tax filing, invoices etc.
  • A computer with a second screen would be ideal for productivity, but this isn’t completely necessary, a laptop will do just fine in the beginning. 
  • Online bookkeeping software would be very handy, but I know this blog post is about genuine work-from-home jobs without investment… 

Free Bookkeeping Software – I have done some research and found that Zoho Books are free to use and you can use them to get your bookkeeping job off the ground.

Paid Focus Groups

Fancy making £50-£200 in a couple of hours? 

If that’s a yes then online focus groups could be the ideal genuine work-from-home job without investment for you.

Here’s how it works. Companies are constantly looking for feedback and opinions on the products and services they sell. They use “Focus Groups” as a way of getting this feedback. 

With this feedback, companies can speed money in the right areas to improve products or pursue potential ideas.

The bottom line is your insights and opinions are worth money!

How To Get Started With Online Focus Groups

Okay, firstly you’ll have to spend a bit of time signing up for the best-paid focus groups.

Here is a list of the 3 best online focus groups:

  1. Saros
  1. Angelfish
  1. Research Opinions 

Next, you’ll likely be inundated with lots of opportunities to participate in your first focus group. 

Be quick off the mark responding to offers as there’ll be lots of others doing the same.

Don’t be disheartened you don’t get a response or get turned down for a particular focus group you thought you’d be a good match for. 

It’s a numbers game. Keep applying, weirdly these companies have super specific criteria that don’t make sense at times.  

work from home jobs without investment

Build An Audience And Sell Products 

People are making huge amounts of money from building a loyal engaged following on social media. 

The money is made by selling products and services such as Courses, Ebooks and Coaching. 

This has to be one of the easiest genuine work-from-home jobs without investment.

This is because most people have a phone, an internet connection and a personal social media page. 

Come to think of it, this isn’t technically a job. More of a side hustle that can scale into a full-time business. 

How to Build an Audience

The key to building an audience is to give away lots of value for free. 

This is done through sharing content that solves problems and pain points.

Example: Many people are new to investing in the stock market. They’re scared of investing because they don’t know where to begin and they don’t want to lose their hard-earned money. 

Content Strategy: You could provide valuable content around the risks associated with investing. The benefits of investing. The different strategies involved with investing. 

You get the picture. Provide in-depth content around a certain niche and people will see you as an authority on that subject. 

Now you’re the go-to person within your niche and you’ve gained the Know-Like-Trust factor which is key to selling on social media. 

How To Monetise Your Audience 

Ok, this is the juicy bit, how to make the money. 

The best method to find out what to create is to simply ask your audience what they want from you.

It’s often overlooked and creators spend a long time creating an Ebook or Course they think their audience wants… Only for it to flop when it comes to launch day. 

It’s important to get some insight into what your audience wants!

Once you get some replies, see what the common theme is and then get to work creating your digital product

Complete Surveys

I’m going to be transparent here, surveys aren’t renowned for being well-paid, but they are the easiest way to make some money from home. 

Here are the top 3 survey sites:

  1. Swagbucks
  1. i-Say (IPSOS)
  1. OnePoll

Similar to focus groups, you need to sign up for each company filling in the relevant information. 

The different part is you don’t have to wait around for opportunities. You can start straight away answering the questions in each survey. 

The majority of survey sites have a minimum amount you have to earn before you’re able to withdraw your money

Now you’re all set to start making money from home with survey sites. 

Product Testing 

This is a pretty cool way to make money if I do say so myself. 

Every year new products are developed and launched by companies. Before they’re launched, they’re tested by people like me and you!

Companies test products on their target audience to get feedback to see if it’s useful, the areas they can improve or if it’s a complete flop.

What Is The Process For Product Testing 

Product testing agencies will pick people who are the target audience of the product. 

You’ll get sent a product in the post and you’ll use the product to see if it’s a hit or a miss. 

Next, you’ll be given a questionnaire to fill out about the product. 

This is the information that the companies take away and digest to see if it’s a worthwhile product or if changes need to be made.  

Best Product Testing Websites 

How Do You Get Paid For Product Testing

The majority of product testing companies pay you either in vouchers or a small amount of money. 

Also, you get to keep the product! The product can range from anything from beauty to a luxury mattress. 

Data entry 

Alright, data entry is a job which is exactly as it sounds. You’ll get paid to organize raw data and make it look pretty and easy to read. 

This can be in the form of survey responses, sales receipts, code, images or even video and audio files. 

Before we get ahead of ourselves I wanted to be transparent, just like surveys, this isn’t the best-paid work. 

That being said, it’s a legitimate job where you get paid for the completion of each data entry job. 

How To Find Data Entry Work 

To find data entry work the best places to look are as follows:

These sites usually get you to set up a profile and then you can apply for jobs.

Why Do People Want To Work From Home?

People want to work from home for many reasons. 

Here are a few from the top of my head:

  • No face-to-face talk with colleagues and bosses
  • You can roll out of bed and be at your desk 
  • You’re surrounded by your home comforts 
  • Reduced childcare costs 
  • Higher productivity
  • Manage your day and run errands if needed

What Are The Positives And Negatives Of Working From Home?

Whilst working from home is something a lot of people would love. Working from home isn’t all sunshine and rainbows. There are negatives as well as positives.

Here are 4 of each that stand out:


  • Set your schedule 
  • No commuting 
  • Look after your children 
  • Increased productivity 


  • Loneliness  
  • Hard to resolve technical issues 
  • Communication challenges 
  • Hard to find work/life boundaries


I hope I have given you some ideas of what job you want to start from home.

Whilst it seems like you would usually have to invest in equipment or software to get started, I hope I’ve given you the insight that that’s not necessarily the case.

Most of these work-from-home jobs without investment require your time and effort instead of money to get them off the ground.

I’m sure whichever one you choose you’ll make a success of it!


How Can I Make Money At Home With No Experience?

The best way to make money from home with no experience is to learn a skill. A skill in which you can work as a freelancer would be the best option.

We have the internet at our fingertips and websites that have a wealth of courses such as Coursera, Udemy and SkillShare you can take for a relatively low cost.

If you haven’t got money to spend on a paid course then check out this post where I list the free resources and courses you can use to learn a high-income skill.

Which Is The Best Online Job Without Investment?

In my opinion, the best online job without investment would be to build an audience and monetise it.

You don’t need to invest any money as social media is free. 

All you need is to post consistently and give away a ton of value for free. Then build enough trust from your audience that they will buy what you’re selling. 

This is a slow burner, but after some time you’ll be able to sell digital products, make income from affiliates, make income through sponsored posts and even start a membership site. 


Does Amazon Pay You To Work From Home?

Yes, some Amazon jobs pay you to work from home. 

The job areas of finance, marketing, business development, project management and even operations are all roles that you can work from home with Amazon. 

All of the above are great work from home jobs without investment due to the fact Amazon provide their employees with all the tools necessary to do their job.

do what you love

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